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Compare your funding options

Model a Prēcinct mortgage against any alternative funding structure over your holding period.

Your scenario

CurrencyAll values display and calculate in this currency. FX spreads are not modelled.
The purchase price or current value of the property you're financing.
€
10 yrs
6.0%

Prēcinct mortgage

100.0%
8.00%
Bitcoin price at loan start. Set this to today's price — or any value if you're backtesting a scenario.
€
20%
At your selected LTV, you'll borrow €1,000,000 against a property worth €1,000,000 and post €500,000 in BTC as collateral (1:2 ratio to loan).
Your BTC collateral equals 50% of the loan value at loan start (1:2 BLV ratio). Held by BitGo, never rehypothecated.First 7 years are interest-only payments. Principal amortises over years 8–20.Fixed 20-year term with a refinance option at year 7.Charged only on Bitcoin collateral appreciation at loan close. Zero if BTC is flat or down.

Alternative funding

50%

€500,000 cash down + €500,000 bank loan

5.50%
10 yrs

Net wealth at year 10

Prēcinct

€2,584,161

+€1,444,471+126.7%

Alternative funding

€1,139,690

Wealth trajectory

Loading chart…

Your assumptions imply BTC at €588,215 per coin at Year 10 — 6.19× today's €95,000 entry price.

View breakdown▾
LinePrēcinctAlternative funding
Property at close€1,790,848€1,790,848
− Loan principal-€1,000,000-€500,000
− Total interest paid-€783,381-€151,158
+ BTC at close€3,095,868—
− Performance fee-€519,174—
Net wealth€2,584,161€1,139,690
Difference€1,444,471(+126.7%)
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Projections are illustrative only, based on user-supplied assumptions. Excludes taxes, transfer costs, legal fees, rental income, and currency conversion costs. Past performance of Bitcoin or property is not indicative of future results. Not an offer of securities. See Risks & Disclosures.